:root{
  --primary:#1f6fd1;
  --primary-dark:#123d79;
  --accent:#49b7e8;
  --text:#142033;
  --muted:#5d6b7c;
  --bg:#f4f8fc;
  --card:#ffffff;
  --line:#dce6f2;
  --shadow:0 10px 28px rgba(20,32,51,.08);
  --radius:18px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}
img{max-width:100%;display:block}
a{text-decoration:none;color:var(--primary)}
.container{width:min(var(--max),calc(100% - 32px));margin:0 auto}
.topbar{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:14px 0}
.brand{display:flex;align-items:center;gap:14px;color:var(--text)}
.brand img{height:58px;width:auto}
.brand strong{display:block;font-size:1.05rem}
.brand span{display:block;font-size:.84rem;color:var(--muted)}
.nav-links{display:flex;gap:18px;flex-wrap:wrap}
.nav-links a{color:var(--muted);font-weight:700}
.btn{display:inline-block;padding:14px 20px;border-radius:14px;font-weight:700}
.btn-primary{background:var(--primary);color:#fff}
.btn-secondary{background:#fff;color:var(--text);border:1px solid var(--line)}
.hero{background:linear-gradient(135deg,#0f2348 0%,#1f6fd1 55%,#5ac2ef 100%);color:#fff;padding:88px 0 74px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:24px;align-items:center}
.badge{display:inline-block;padding:8px 14px;border-radius:999px;background:rgba(255,255,255,.14);margin-bottom:16px}
h1,h2,h3{line-height:1.15;margin:0 0 14px}
h1{font-size:clamp(2.3rem,4vw,3.9rem)}
h2{font-size:clamp(1.7rem,3vw,2.5rem)}
p{margin:0 0 14px}
.lead{font-size:1.12rem;color:#e8f2ff}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.card-glass{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);color:#fff}
.section{padding:72px 0}
.section-alt{background:#eefa}
.grid-2,.grid-3,.grid-4{display:grid;gap:22px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.icon{width:42px;height:42px;border-radius:12px;background:#e8f1fd;color:var(--primary);display:grid;place-items:center;font-weight:700;margin-bottom:12px}
.list{padding-left:18px;margin:0}
.small{font-size:.92rem}
.muted{color:var(--muted)}
.center{text-align:center}
.cta{background:linear-gradient(135deg,#0f2348,#1f6fd1);color:#fff;border-radius:26px;padding:34px;box-shadow:var(--shadow)}
.footer{background:#0f172a;color:#d8e1ef;padding:38px 0 24px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:22px}
.footer a{color:#fff}
.page-hero{padding:54px 0 24px}
.breadcrumb{font-size:.92rem;color:var(--muted);margin-bottom:12px}
label{display:block;font-weight:700;margin:12px 0 6px}
input,select,textarea{width:100%;padding:14px;border:1px solid #cfd8e5;border-radius:14px;font-size:16px;background:#fff}
textarea{min-height:140px;resize:vertical}
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.note{background:#eef7ff;border:1px solid #cfe2ff;color:#21456e;padding:14px 16px;border-radius:14px}
.notice{background:#eef8f1;border:1px solid #d0ead8;color:#205f36;padding:14px 16px;border-radius:14px}
.table-wrap{overflow:auto}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}
th,td{padding:14px;border-bottom:1px solid var(--line);text-align:left}
th{background:#f3f7fc}
.kicker{color:var(--accent);font-weight:700;letter-spacing:.02em}
@media (max-width:960px){
  .nav,.hero-grid,.grid-2,.grid-3,.grid-4,.footer-grid,.form-grid{grid-template-columns:1fr;display:grid}
  .nav{align-items:flex-start}
  .brand img{height:48px}
}